The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

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How to earn the bonus: Open a new Wells Fargo Everyday Checking account with a minimum opening deposit of $25 and make a ...

Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi Plus subscription fee every 30 days, or deposit at least $5,000 every 30 days into their account, can also earn 3.60% APY on ...

Today's top money market account interest rate is 4.10% from HUSTL Digital Credit Union and Quontic Bank. We rank the best ...